humm offers interest-free and flexible payment plans to help you split the cost of your purchase into smaller instalments. Depending on the merchant, you can spend anything up to £30,000 over a maximum of 72 months.
humm is a truly responsible lender with our customers at the heart of all we do. Encompassing all areas of life; from a new sofa to a new smile... we’re here for the big and boring as well as the small and sweet, making more of life more affordable.
Borrowing more than you can afford or paying late may adversely affect your financial status and ability to obtain credit.Late payment fees apply. T&Cs apply.
To apply for humm, you can do so easily by visiting our website.
Decide on the amount you wish to borrow and have your ID ready. We offer up to £30,000 at specific merchants.
Then select "Apply" and follow the steps.
Once you've been approved for credit with humm, it's time to start shopping! During checkout, whether you're in-store or online, select humm as your payment method. Remember, pre-approval for a spending amount is required before starting your transaction.
Depending on the merchant, you may need to make your initial instalment payment upfront, while the remaining balance will be split into fortnightly or monthly payments over a period ranging from 10 weeks to 72 months.
After making your initial payment, you can relax as the remaining payments will be automatically deducted from your selected card.
Next-gen retail finance
helps customers pay over time
Trusted by more than 2.7 million customers around the world.
To be eligible for humm, you must meet the following requirements: